Finance tools
Tools to size up your finance — before you apply.
Estimate repayments with our calculators, then get the real numbers from the eligibility check: a personalised indicative rate matched across the lenders we can access, in under 90 seconds.
Eligibility check
The real tool — match your scenario with access to a panel of 60+ lenders and get a personalised indicative rate in under 90 seconds.
OpenBorrowing power calculator
See roughly how much you could borrow — from income, expenses and existing repayments, assessed with a lender's buffer.
OpenRefinance calculator
Compare your current rate to a sharper one — monthly saving, total interest saved, and break-even after switch costs.
OpenCost-benefit calculator
Lease vs buy your premises, or finance an asset vs pay cash — see which move actually leaves you better off.
OpenWACC & cost of capital
Blend your facilities into one weighted borrowing rate, or run a full WACC across equity and after-tax debt.
OpenEquipment finance calculator
Estimate repayments on trucks, machinery, plant and fit-out by asset price, deposit, balloon and term.
OpenBusiness loan calculator
Estimate monthly repayments on a business loan or working-capital facility across your chosen term.
OpenOverdraft cost calculator
See the monthly cost of a business overdraft — interest on the drawn balance plus any line fee on the limit.
OpenSolar finance calculator
Estimate repayments on a residential or commercial solar system and see how they compare to your bill.
OpenCalculators estimate. The eligibility check confirms.
The calculators use an example rate you control. For your actual rate and eligibility across the lenders we can access, run the check — under 90 seconds, no credit check to start.
Check Your Eligibility →