Terms of Use

Use of This Website

You may use this website for personal, business, referral or genuine commercial enquiry purposes only. You agree to use the website lawfully and in a manner that does not interfere with its operation, security or availability.

You must not misuse this website, attempt unauthorised access, introduce malicious code, scrape protected content at scale, or use this website in a way that could damage, disable or impair its systems or functionality.

No Financial, Credit or Legal Advice

Unless expressly stated otherwise, content on this website is provided for general informational purposes only. Website content, educational material, calculators, tool outputs, examples and indicative scenarios do not constitute legal advice, tax advice, accounting advice, financial product advice, personal credit advice or a recommendation tailored to your full personal or business circumstances.

You should seek your own independent professional advice before acting on any information obtained through this website.

Indicative Tools, Calculators and Eligibility Systems

This website may include finance calculators, eligibility tools, borrowing estimators, repayment examples, pre-assessment pathways and other digital functionality. These tools are provided to assist users with general scenario exploration and preliminary enquiry only.

• Outputs are indicative only and based on the information entered.
• Outputs do not constitute lender approval, pre-approval, formal approval or a commitment to lend.
• Actual terms, pricing, eligibility and approval outcomes may differ materially.
• Final outcomes depend on full assessment, supporting documents, lender policy, valuation, servicing, verification and other relevant factors.

Applications, Enquiries and Submitted Information

If you submit an enquiry, quote request, pre-assessment or application through this website, you agree to provide information that is accurate, current, complete and not misleading to the best of your knowledge.

You acknowledge that any indicative response, contact from us, request for further information or progression of your enquiry does not guarantee funding, approval or any particular loan structure.

We may rely on the information you provide in determining whether and how to engage with your enquiry or application.

Intellectual Property

Unless otherwise stated, all content on this website is owned by or licensed to DeMarque Finance and is protected by applicable intellectual property laws. This includes, without limitation, text, graphics, branding, layout, design elements, images, code, calculators, eligibility logic, application flows, copy, downloadable materials and website architecture.

• You may view this website for your own legitimate use.
• You must not copy, reproduce, adapt, republish, distribute, frame, mirror, reverse engineer, decompile or commercially exploit any part of this website without our prior written consent.
• You must not use our tools, code, workflows, copy or layouts to create competing or derivative systems without authorisation.

Restricted and Prohibited Conduct

You must not:

• use this website for unlawful, fraudulent or misleading purposes;
• submit false, incomplete or deceptive information;
• attempt to test, probe or bypass website security;
• upload malicious software, code, scripts or harmful material;
• harvest, scrape or extract data from the website in an unauthorised manner;
• impersonate any person, entity or business representative;
• use the website in a manner that infringes our rights or the rights of third parties.

Third-Party Links, Platforms and Services

This website may contain links to third-party websites, embedded tools, integrations, forms, software platforms, lender systems or partner content. Those third-party services are not under our direct control.

We do not warrant the availability, accuracy, security or suitability of third-party websites, products or services, and inclusion of any link or integration does not necessarily imply endorsement.

Your use of third-party services may be subject to separate terms, conditions and privacy policies.

Availability and Website Changes

We may update, modify, suspend, restrict or remove any part of this website, including tools, pages, features, content or functionality, at any time and without notice.

We do not guarantee that the website will always be available, uninterrupted, error-free, secure or compatible with every device, browser or operating environment.

Limitation of Liability

To the maximum extent permitted by law, DeMarque Finance excludes liability for any loss, damage, cost or expense arising from or in connection with your use of, or reliance on, this website, its content, calculators, tools, third-party integrations or indicative outputs.

This includes, without limitation, indirect loss, consequential loss, loss of opportunity, business interruption, loss of data, loss of profits or losses arising from inaccurate inputs, assumptions, delays, website downtime, third-party service interruptions or changes in lender policy.

Nothing in these Terms of Use excludes any rights or remedies that cannot lawfully be excluded under applicable law.

No Warranty

To the extent permitted by law, this website and its content are provided on an “as is” and “as available” basis. We make no representation or warranty that website content is complete, accurate, current, reliable, error-free or suitable for every purpose.

While we take reasonable care in preparing website content and tools, we do not warrant that all information will always reflect current lender policy, market conditions, pricing or approval criteria.

Privacy

Your use of this website is also subject to our Privacy Policy, which explains how we collect, use, store and disclose personal information obtained through the website, enquiry systems, calculators, applications and related services.

By using this website and submitting information through it, you acknowledge that your information may be handled in accordance with our Privacy Policy.

Termination or Restriction of Access

We may, at our discretion and without notice, restrict, suspend or terminate access to any part of this website if we believe a user has breached these Terms of Use, misused the website, attempted unauthorised access or engaged in conduct that presents legal, technical or reputational risk.

Governing Law

These Terms of Use are governed by the laws of New South Wales, Australia. By using this website, you submit to the non-exclusive jurisdiction of the courts of New South Wales and any courts entitled to hear appeals from those courts.

Changes to These Terms

We may update these Terms of Use from time to time to reflect changes in our business operations, website functionality, technology, legal obligations or risk settings. Any updated version will be published on this page and will take effect from the date of publication.