Cookie Policy

What are cookies?

A cookie is a small text file placed on your device when you visit a website. It lets the site remember your actions and preferences over time. Similar technologies — including scripts, tracking pixels and web beacons — perform comparable functions, and in this policy we refer to all of them collectively as “cookies”. Some cookies are placed by DeMarque Finance and some by third-party services we use.

The categories of cookies we use

Essential and functional cookies

These are necessary for the website and our finance tools to work — for example, remembering inputs in a calculator during your session, maintaining security, and enabling core navigation. They do not track you for marketing purposes and cannot be switched off through consent settings without affecting how the site works.

Analytics cookies

These help us understand how visitors use the site — which pages are viewed, how people arrive, and where journeys can be improved — so we can make the site more useful. We use Google Analytics (GA4) for this. Analytics data is aggregated and used to improve our service.

Marketing and tracking cookies

These measure the performance of our advertising and help show relevant messaging across other platforms. They may be set by Google Ads, Meta (Facebook and Instagram) and LinkedIn when those channels are active. They allow us to attribute enquiries to campaigns and to build audiences for future advertising.

Other third-party services

Depending on the page and features in use, cookies or similar technologies may also be set by:

• Google reCAPTCHA — to protect our forms and eligibility tools from spam and abuse.
• Google Maps — where an embedded map is shown.

The specific services active at any time can change as we adjust our analytics and marketing setup.

Managing your consent

Where required, we ask for your consent before placing non-essential (analytics and marketing) cookies. You can change or withdraw your consent at any time through the cookie settings available on the site, and by managing cookies directly in your browser.

Disabling and deleting cookies

You can control cookies through your browser settings — most browsers let you block or delete cookies, and warn you before one is stored. The steps differ by browser (Chrome, Safari, Firefox, Edge and others each have their own cookie controls in their settings or preferences). Please note that disabling essential cookies may stop parts of the website and our finance tools from working properly. You can also opt out of Google Analytics using Google’s browser add-on, and manage ad personalisation in your Google and Meta account settings.

Your rights

You have rights in relation to your personal information under the Privacy Act 1988 (Cth) and the Australian Privacy Principles, including the right to access and correct the information we hold about you. For full details of how we collect, use, store and disclose personal information — and how to make a request or a complaint — please see our Privacy Policy.

Contact us

If you have any questions about this Cookie Policy or how we use cookies, contact us:

• Phone: 1300 108 751
• Email: [email protected]

DeMarque Group Pty Ltd trading as DeMarque Finance. Results are indicative only and do not constitute a formal finance offer or approval. DeMarque Finance is authorised Credit Representative 522568 under Australian Credit Licence 384704.