Finance tool
What does your capital actually cost?
Blend all your facilities into one weighted borrowing rate to see where you really stand — or run a full WACC across equity and after-tax debt. Either way, it shows whether your funding is priced sharply or ripe for a rethink.
Your weighted average cost across all facilities. If it's above today's market, there may be a refinance or consolidation opportunity — the eligibility check shows what's achievable.
DeMarque Group Pty Ltd trading as DeMarque Finance. Results are indicative only and do not constitute financial, tax or credit advice. DeMarque Finance is authorised Credit Representative 522568 under Australian Credit Licence 384704. Phone 1300 108 751.
Your blended borrowing cost
Most businesses carry more than one facility — a loan here, an overdraft there, some equipment finance — each at its own rate. Your weighted average cost of borrowings rolls them into a single number: the true rate you're paying on your total debt. It's the honest benchmark to judge your funding against, and if it sits above what the market offers today, consolidating or refinancing could pull it down. That's a conversation a broker has every day.
WACC — the full picture
Weighted average cost of capital goes a step further, blending the cost of your equity with the after-tax cost of your debt, weighted by how much of each funds the business. Because interest is tax-deductible and debt is usually cheaper than equity, sensible leverage often lowers your WACC — which is exactly why the right debt structure is a strategic decision, not just a rate shop. Model it here, then confirm the tax treatment with your accountant and the finance with us.
Your move
Fund the business smarter.
If your cost of capital is higher than it should be, we'll find where it can come down. Indicative outcome with access to a panel of 60+ lenders in under 90 seconds.
Check your eligibility →