Check Eligibility

Check Your Solar Finance Eligibility

Compare residential and commercial solar finance options, estimate repayments, and assess projected savings — all in one place.


• Residential and commercial solar funding pathways
• Secured and unsecured finance options
• Repayment and savings assessment in one tool
• Structured review before full application

Start Solar Assessment

2-minute review. No obligation. No credit check at enquiry stage.

Solar Finance — Eligibility Check

See if Our Solar Finance Panel is a Fit

Four quick questions. No credit check, no personal details yet. If you're a fit, we'll take you straight to our matching engine to see your indicative rate and lender.

Step 1 of 4

Where will the solar system be installed?

Which of these best describes you?

Every lender on our panel has residency and age requirements. This quick check tells us whether the standard pathways are open to you.

In the last 24 months…

Have you missed any loan, credit card, rent or utility payment by more than 30 days, or do you currently have any defaults, judgments, or Part IX debt agreements on your credit file?

What is the estimated system cost?

A rough figure is fine — you can refine the exact amount in the calculator.

Standard Profile

Your Solar Finance Profile

Potential Match

Likely lenders on our panel

    Next step

    Indicative rate available

    Request a Tailored Broker Review

    Share a few quick details and our broker team will call you back within one business day to discuss your scenario.

    Finance technology powered by DeMarque Finance | Terms of Use
    This tool is proprietary to DeMarque Group Pty Ltd trading as DeMarque Finance. Results are indicative only and do not constitute a formal finance offer or approval. DeMarque Finance is an authorised Credit Representative under Australian Credit Licence 384704. By using this tool, you agree to our Terms of Use.

    Solar Finance Calculator Australia

    Model repayments and compare solar finance scenarios across residential and commercial applications.

    Solar Finance Intelligence Engine

    See Your Matched Lender. Your Indicative Rate. Your Repayment.

    Model indicative repayments, compare your profile against our 7-lender residential + 7-lender commercial solar finance panel, and see your matched lender and indicative rate — all before sharing any personal details. Ready to apply? Submit your application straight from the tool.

    Residential Unsecured Solar Loan

    Indicative outcomes are shown across three borrower profile tiers to help set expectations before formal quote and credit review.

    Residential Secured Solar Loan

    Indicative outcomes are shown across three borrower profile tiers to help set expectations before formal quote and credit review.

    Commercial Secured Solar Finance

    Outcomes are shown across multiple borrower profiles to help set expectations before formal assessment.

    Commercial Unsecured Solar Loan

    Indicative outcomes are shown across three borrower profile tiers to help set expectations before formal quote and credit review.

    Next Step

    Your indicative results are ready. Choose how you'd like to proceed.

    Get Your Real Rate & Lender Match

    Answer a few quick questions and we'll show you your matched lender from our panel along with an indicative rate. This is not a loan application — your sales agent is not a licensed credit broker.

    A few quick eligibility questions
    Credit & conduct

    Your Indicative Rate & Lender Match

    Based on the details you provided, here is your matched lender from our panel and two alternates for comparison.

    Important: Your sales agent is not a licensed credit broker and cannot provide credit assistance or advice. The comparison below is generated automatically from the information you have provided. The choice of lender and the decision to apply for credit are yours alone.
    Why some lenders weren't shown
    Indicative only. Rates and repayments shown are based on the information you have provided and each lender's published ranges. Final rate, loan amount, and approval are subject to each lender's full credit assessment. Subject to lending criteria and responsible-lending checks.

    Request a Tailored Broker Review

    Prefer to talk it through with a broker before applying? Share a few quick details and our team will call you back within one business day to discuss your matched rate, alternates, or any other questions on your scenario.

    When you submit, you'll be asked to sign a brief acknowledgement authorising us to contact you for a tailored broker review.

    Commercial Rate Request

    A few quick questions about your business so we can match you with the right commercial lender for your solar finance. Takes under a minute.

    Your answers here power the commercial lender match. You'll be asked for business + applicant contact details only if you choose to proceed to a full application after reviewing your matched rate.

    Important — commercial finance disclosure. Commercial finance is arranged for business purposes and is not regulated under the National Consumer Credit Protection Act 2009 (NCCP). DeMarque Finance acts as a broker to introduce your business to lenders on our commercial panel. The comparison we generate is based on the information you provide and each lender's published ranges — final rate, loan amount and approval are subject to each lender's full credit assessment and commercial underwriting. The choice of lender and the decision to apply are yours alone.

    Your Indicative Commercial Finance Match

    Based on your business profile, here are your top commercial lender matches from our panel, ranked for commercial solar financing.

    Important: The comparison below is generated automatically from the information you have provided. Final rate, loan amount, and approval are subject to each lender's full credit assessment. Commercial finance is not regulated under NCCP. The choice of lender and the decision to apply are yours alone.
    Why some lenders weren't shown
    Indicative only. Rates shown include applicable uplifts based on your profile. Actual rate, loan amount, balloon structure, and approval are subject to each lender's full credit assessment and may vary. Some lenders operate on a case-by-case basis for solar financing — these are marked as "Broker Review" and will route via a scenario discussion.

    Request a Tailored Broker Review

    Prefer to talk it through with a commercial finance broker before applying? Share a few quick details and our team will call you back within one business day to discuss your matched rate, alternate lenders, or any other questions on your scenario.

    When you submit, you'll be asked to sign a brief acknowledgement authorising us to contact you for a tailored broker review.

    Submit Commercial Application

    For partner sales agents using this tool in a live customer meeting.

    When you submit, you'll be asked to sign a brief consent acknowledgement covering privacy, your Credit Guide, and responsible lending inquiries.

    Start Residential Application

    Complete this residential solar finance application. We'll match you with the right lender on our panel based on the rate estimate you reviewed.

    Loan Details
    Personal Details
    Residency & Citizenship
    Residential Details
    Identification
    Employment
    Income

    Be sure to disclose all income sources. Incomplete or incorrect declarations can invalidate a loan approval.

    Liabilities & Expenses
    Credit Profile
    Debt Consolidation & Security

    You already acknowledged the privacy policy, consent, Credit Guide and Terms of Use at the rate request stage. When you submit, you'll be asked to sign a brief acknowledgement to authorise us to lodge your application with the lender.

    Finance technology powered by DeMarque Finance | Terms of Use
    This tool is proprietary to DeMarque Group Pty Ltd trading as DeMarque Finance. Results are indicative only and do not constitute a formal finance offer or approval. DeMarque Finance is an authorised Credit Representative under Australian Credit Licence 384704. By using this tool, you agree to our Terms of Use.

    How Solar Finance Works

    Use the calculator above to model your scenario, then proceed with a structured application tailored to your situation.

    Residential Solar Installations

    Business & Commercial Solar Projects

    Energy Cost Reduction Strategies

    Asset & Cash Flow Optimisation

    We structure solar finance based on your system size, energy usage, and financial profile — ensuring the solution aligns with both your short-term cash flow and long-term savings.

    Check Your Solar Eligibility

    Trusted by Australian Businesses

    Supporting Australian households and businesses with tailored solar finance solutions.

    0
    Funded Across Solar & Energy Finance
    0
    60+ Lenders on Panel
    24-48 hours
    Fast Indicative Approvals
    Australia-Wide
    National Coverage

    From residential installations to large-scale commercial solar projects.

    Check Your Solar Eligibility

    Why Clients Choose DeMarque for Solar Finance

    We structure solar finance properly — not just submit applications

    EWe assess your full scenario upfront to position your application correctly before it reaches credit, improving approval outcomes.

    Access to 60+ lenders across Australia

    We compare a wide panel of lenders to match your scenario with the most suitable finance solution.

    Residential & commercial solar expertise

    From household systems to large-scale installations, we structure finance aligned to your usage, asset and long-term goals.

    Flexible loan structures tailored to your scenario

    Including secured, unsecured and asset-backed options depending on your situation and objectives.

    We understand how lenders assess solar deals

    We align your application with lender criteria including credit profile, income position and system suitability.

    Support for straightforward and complex scenarios

    From simple residential installs to multi-site commercial projects and energy cost optimisation strategies..

    Check Your Solar Eligibility

    We position your application correctly before submission — not after it’s declined.

    Solar Finance Across Key Australian Industries

    We structure solar finance solutions for households and businesses across a wide range of industries — from small installations to large-scale commercial systems.

    Construction & Trades

    Workshops, depots and job sites reducing energy costs with solar installations.

    Transport & Logistics

    Warehouses and distribution centres lowering operating costs through solar.

    Medical & Dental

    Clinics and healthcare facilities improving efficiency with solar energy solutions.

    Agriculture

    Farms and rural operations using solar to offset energy and infrastructure costs.

    Professional Services

    Office buildings and commercial suites reducing long-term energy expenses.

    Manufacturing & Industrial

    High-energy usage facilities benefiting from large-scale solar systems.

    RETAIL & WHOLESALE

    Retail stores and showrooms improving margins through reduced power costs.

    Hospitality & Tourism

    Hotels, cafés and venues managing energy costs and improving profitability.

    Check Your Solar Eligibility

    Common Solar Finance Scenarios

    From residential installations to large-scale commercial projects — here are some of the most common solar finance scenarios we structure for our clients.

    Homeowner Installs Rooftop Solar

    A homeowner installs a solar system to reduce electricity bills and improve long-term household cash flow.

    Warehouse or Industrial Solar Installation

    A logistics or industrial operator installs solar to reduce energy costs across large facilities.

    Clinic or Professional Practice Installation

    A healthcare or professional services business installs solar to stabilise long-term operating costs.

    Business Reduces Energy Costs

    A business installs solar to offset rising electricity costs and improve operating margins.

    Manufacturer Upgrades to Large-Scale System

    A manufacturing business implements a larger solar system to support high energy usage and production demands.

    Solar Installation via Equity or Secured Lending

    A borrower uses available equity or security to fund a solar system at a lower cost of capital.

    Refinance Existing Solar Loan

    A borrower refinances an existing solar finance facility to secure better rates or improve repayment structure.

    Solar Funded Through Cash Flow or Asset Finance

    A business structures solar funding to align with cash flow rather than using upfront capital.

    Multi-Site or Portfolio Solar Rollout

    A business implements solar across multiple locations to maximise energy savings at scale.

    Check Your Solar Eligibility

    Get a tailored solar finance solution aligned to your energy usage and financial position.

    How to Secure Solar Finance with DeMarque Finance

    We assess your scenario and match you with lenders aligned to your financial position, system size and energy usage.

    Complete Your Eligibility Check

    Submit a quick pre-assessment to receive an indicative view of your solar finance options and suitable pathway.

    We Structure & Match Your Solution

    We assess your scenario and match it with lenders aligned to your financial position, system size and energy usage.

    Approval, Documentation & Installation

    Once approved, we guide you through documentation and settlement so your solar project can move forward seamlessly.

    Check Your Solar Eligibility

    No obligation. No credit checks. Structured guidance before you apply.

    Get Your Solar Finance Options

    We assess your scenario and structure the right solar finance solution — aligned to your system, energy usage and financial position.

    ✔ No obligation or credit impact

    ✔ Indicative outcomes within 24–48 hours

    ✔ Access 60+ bank and specialist commercial lenders

    Check My Solar Eligibility

    Solar Finance FAQs

    Answers to common questions about solar finance, eligibility, repayments and the application process.

    Does this affect my credit score?

    Our solar finance eligibility check is purely indicative and does not involve any credit enquiries. You can explore your options without impacting your credit file.

    How much can I borrow for solar?

    The amount you can borrow depends on your financial position, credit profile and the size of the solar system. We match your scenario with lenders offering suitable limits..

    Do I need a deposit for solar finance?

    Some lenders require a small upfront contribution, while others offer no-deposit options depending on your profile and the system being installed.

    Can I get solar finance with bad credit?

    Options may still be available depending on your overall scenario. We work with a wide range of lenders, including those who consider non-standard applications..

    What types of assets can be financed?

    Vehicles, trucks, earthmoving equipment, medical equipment, IT infrastructure, manufacturing machinery and more.

    Can I buy commercial property through my SMSF?

    Yes — commercial property can be purchased through a Self-Managed Super Fund (SMSF) using a limited recourse borrowing arrangement (LRBA).

    Common scenarios include:

    • Buying business premises inside your super

    • Leasing the property back to your business

    • Building long-term wealth within your SMSF

     

    SMSF lending has specific rules and structures, which we guide you through.

     

    What interest rates apply to solar finance?
    Rates vary depending on the lender, loan structure and your financial profile. Our process helps match you with competitive options tailored to your situation.
    How long does approval take?
    Indicative outcomes are typically available within 24–48 hours, with full approval timelines depending on documentation and lender requirements.
    Can businesses claim tax benefits on solar?
    In many cases, businesses may be eligible for tax incentives or depreciation benefits. We recommend speaking with your accountant for advice specific to your situation.
    What types of solar systems can be financed?
    Most residential and commercial solar systems can be financed, including rooftop installations and larger-scale systems for business use.
    Can I refinance an existing solar loan?
    Yes — refinancing options may be available to improve your rate, repayment structure or overall cash flow position.