It's a guided diagnostic across our seven commercial finance pathways (plus a referral-partner intake). You answer four to six questions tailored to your vertical — the console returns an indicative borrowing range, indicative rate band, and a doc pathway, then routes the lead to one of our specialist brokers. It's a qualification step, not a credit application.

No. The console runs on the inputs you provide — no credit-bureau lookup happens unless and until you progress to a formal application. Our credit profile question asks for your own assessment, used to tune the indicative band.

Indicative ranges are calibrated against current settled-deal pricing across our panel and are deliberately conservative. The broker conversation typically lifts the offer rather than defending it down. Final pricing depends on lender assessment of your full document pack.

You'll receive a branded snapshot of your indicative immediately on submit, and a broker on our team will reach out within one business day. Time-to-term-sheet from there depends on the vertical — equipment finance can move inside 24–48 hours; commercial property and construction typically run 5–10 business days.

Document requirements vary by vertical and doc pathway. Low-doc / streamlined pathways typically need ABN, business bank statements (3–6 months) and an asset / scenario brief. Mid-doc adds BAS lodgements and basic financials. Full-doc needs prior-year financials, current-year management accounts, and supporting trust / company structure documents.

No. We're paid by the lender on settlement — you pay nothing for the indicative, the panel benchmarking, the broker time, or the credit submission. If your scenario doesn't progress to settlement, you pay nothing at all.

Our 30+ lender panel spans major banks (Westpac CRE, NAB Commercial, Bankwest), specialist non-banks (ME Bank, Liberty CRE, Pepper, Resimac), asset-finance specialists (Dynamoney, Selfco, Angle Finance, Capital Finance) and private credit (La Trobe, MaxCap, Madigan). We match your scenario to the channel, not the other way around.

Run the diagnostic on the closest match and add context in the scenario notes field on the capture screen. Our brokers cover non-standard scenarios every week — mixed-use property, complex trust structures, sole-trader to company restructures, refinances out of distressed positions. The indicative gets us 80% of the way; the broker conversation handles the nuance.

Not in this version — the console is designed to run end-to-end in under two minutes. If you want to revisit the indicative with different inputs, just refresh the page or hit Reset. Once you've submitted, you'll have your snapshot in your inbox to reference.

Yes — pick the Referral Partner tile on the console. We capture your details and the client's brief, route the file to a senior broker, and keep you in the loop on progression. We also have a structured partner program for ongoing referral relationships.