How DeMarque Finance Secured Asset Finance for a Growing Logistics Company

In today’s fast-paced business world, logistics and transport businesses play a crucial role in keeping supply chains moving. However, as demand grows, logistics companies must expand their vehicle fleets to stay competitive. Purchasing additional trucks, vans, and transport equipment requires significant capital, which can strain cash flow if not structured properly.

At DeMarque Finance, we specialise in tailored asset finance solutions that help businesses grow without overburdening their finances. In this Client Spotlight, we showcase how we helped a Sydney-based logistics company secure asset finance to expand their fleet and scale operations efficiently.

The Client: A Fast-Growing Logistics Business

• 🚛 Company Name: ExpressFreight Logistics-XYZ* (Sydney-based logistics & transport company)
• 📍 Industry: Transport, Freight, and Logistics
• 📦 Business Focus: Last-mile delivery, warehousing, and regional freight transport
• 📈 Growth Challenge: Needed a fleet expansion to meet increasing demand

The Problem: Increased Demand, Limited Fleet Capacity

ExpressFreight Logistics-XYZ* had been experiencing rapid growth, largely due to the e-commerce boom in Australia. With businesses and consumers relying on fast shipping, their existing fleet of 15 trucks was struggling to meet demand.

🔴 Challenges Faced by the Client:

• Surging Demand: More businesses required same-day and next-day delivery services.
• Fleet Shortage: The company needed 10 additional trucks but lacked the upfront capital.
• Cash Flow Constraints: Buying trucks outright would strain working capital, limiting funds for payroll and operations.
• Bank Rejections: Traditional lenders offered rigid terms with high deposit requirements, making expansion difficult.

To continue growing, ExpressFreight Logistics-XYZ* needed a strategic asset finance solution—one that allowed them to acquire more vehicles while keeping cash flow intact.

How DeMarque Finance Helped Fund the Fleet Expansion

Our team at DeMarque Finance assessed the company’s needs and recommended a tailored fleet financing package. Given the challenges with bank lending, we secured a non-bank asset finance solution that provided flexible repayment terms and minimal upfront costs.

✅ Step 1: Structuring the Right Asset Finance Solution

We structured a fleet financing agreement that allowed the company to acquire 10 new trucks without a large upfront investment.

Key Loan Features:

• Loan Amount: $1.8 million for 10 trucks
• Finance Type: Chattel mortgage with balloon payment structure
• Interest Rate: Competitive fixed rate of 6.75% p.a.
• Repayment Term: 5 years with interest-only repayments for the first 12 months
• LVR (Loan-to-Value Ratio): 90%, minimising upfront capital required

🔹 Why This Solution Worked:

• Interest-Only Period: Allowed the business to expand operations before full repayments began.
• High LVR: Covered 90% of the truck purchase costs, reducing the initial cash burden.
• Balloon Payment Structure: Lowered monthly repayments, preserving cash flow for business operations.

⏳ Step 2: Speedy Approval & Funding Within 10 Days

Logistics businesses can’t afford long delays when scaling operations. Our team ensured fast-track approval through our non-bank lending partners, securing financing in just 10 days.

🔹 How We Accelerated the Approval Process:

• Alternative Lending Route: Avoided bank red tape by working with a specialist asset finance lender.
• Flexible Credit Assessment: Instead of focusing solely on historical revenue, we projected future earnings based on market demand.
• Minimal Documentation: Simplified paperwork, reducing admin delays.
• Vendor Partnerships: Coordinated direct payments to the truck supplier for immediate vehicle acquisition.

🕒 Result: The client secured funding in 10 days, allowing them to purchase the trucks before peak shipping season.

✅ Step 3: The Impact—Business Growth & Higher Profits

Within three months of expanding their fleet, ExpressFreight Logistics-XYZ experienced:

• 🚀 30% Increase in Delivery Capacity – More trucks meant faster deliveries and more fulfilled orders.
• 💰 Revenue Growth of $1.2M Annually – Additional contracts secured due to increased fleet size.
• ⚡ Improved Operational Efficiency – Reduced vehicle downtime and faster turnaround on deliveries.
• 📉 No Cash Flow Strain – The structured finance solution ensured the business could expand without depleting reserves.

Client Feedback

“The team at DeMarque Finance made it so easy to secure fleet financing. Their fast approvals and flexible structure helped us grow without overextending our cash flow. We’re now handling more deliveries than ever before!”

— CEO, ExpressFreight Logistics-XYZ*

Why Asset Finance is Essential for Logistics & Transport Businesses

The logistics sector is highly capital-intensive, and vehicle financing plays a key role in expansion. Without structured fleet financing, businesses risk:

• ❌ Overloading their existing vehicles (leading to wear & tear).
• ❌ Turning down contracts due to fleet limitations.
• ❌ Draining cash reserves on outright purchases.

✅ How Asset Finance Helps Scale Logistics Businesses:

• Preserves Working Capital – Instead of using large sums upfront, costs are spread over time.
• Expands Fleet Without High Debt Risk – Flexible repayment structures minimise financial burden.
• Keeps Business Credit Lines Open – Asset finance doesn’t impact general business loan eligibility.
• Improves Cash Flow Forecasting – Fixed repayments make budgeting easier.

How DeMarque Finance Can Help Your Business Grow

At DeMarque Finance, we specialise in fleet and equipment financing for logistics businesses. Whether you’re looking to add trucks, upgrade warehouse equipment, or finance transport assets, our team can structure a tailored lending solution that meets your needs.

💡 Why Choose DeMarque Finance?

• ✅ Access to Australia’s Top Asset Finance Lenders – We secure the best non-bank and bank lending options.
• ✅ Fast Approvals & Minimal Documentation – Get funding in as little as 10 days.
• ✅ Flexible Loan Structures – We customise repayment plans based on your business cash flow.
• ✅ Expert Guidance – We help businesses navigate fleet financing, leasing, and chattel mortgage options.

Final Thoughts: Fuel Your Business Growth with Asset Finance

For logistics companies, scaling operations requires strategic funding. Whether you need to expand your fleet, finance transport equipment, or upgrade technology, asset finance provides the flexibility to grow sustainably.

🚛 Is your business ready for fleet expansion? Partner with DeMarque Finance to access tailored funding solutions that support your growth. Contact us today to discuss your asset finance options.

📞 Get in touch now to secure your fleet financing for 2025!

*Disclaimer: The business name, ExpressFreight Logistics–XYZ, has been changed for marketing and confidentiality purposes. While the details of the financing solution and client success story are based on real-world experiences, certain identifying information has been modified to protect client privacy.

Disclaimer: The content of this article is general in nature and is presented for informative purposes. It is not intended to constitute tax or financial advice, whether general or personal nor is it intended to imply any recommendation or opinion about a financial product. It does not take into consideration your personal situation and may not be relevant to circumstances. Before taking any action, consider your own particular circumstances and seek professional advice. This content is protected by copyright laws and various other intellectual property laws. It is not to be modified, reproduced or republished without prior written consent.

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