Flexible Funding for Australian SMEs
Business Term Loans Structured for Growth and Stability
Unlock the potential of your business with tailored financial solutions from DeMarque Finance. Our business term loans offer flexible funding from $25,000 to $5 million, designed to support your growth and stability with customised repayment terms.
Tailored Financial Solutions
Our loans are designed to meet the unique needs of Australian businesses, providing both secured and unsecured options with flexible terms.
Expert Financial Guidance
Partner with DeMarque Finance for strategic advice and comprehensive support throughout your financial journey.
Understanding Business Term Loans
Comprehensive Financial Solutions for Your Business Needs
Common Uses of Business Term Loans
Business Expansion
Equipment & Plant Purchases
Commercial Property Acquisition
Working Capital Enhancement
Debt Consolidation
Business Acquisition
Inventory Financing
Refinancing Existing Loans
Marketing and Advertising
Research and Development
Technology Upgrades
Staff Training and Development
Supply Chain Management
Franchise Purchase
Office Renovations
Cash Flow Management
Seasonal Business Support
Emergency Financial Needs
Loan Features
Funding Range
Access funding from $25,000 to over $5 million, tailored to your business needs.
Flexible Options
Choose between secured and unsecured loans to suit your financial strategy.
Repayment Plans
Benefit from structured monthly repayments with optional balloon payments for flexibility.
Eligibility Criteria
To qualify for a business term loan, your business must have been trading for at least 12 months. An active Australian Business Number (ABN) is required, along with a minimum annual turnover of $150,000. Additionally, all directors must be Australian residents.
Turnover Requirements
Ensure your business meets the minimum turnover threshold of $150,000 to be eligible for our tailored loan solutions.
Director Residency
All directors must be Australian residents to qualify for our business term loans, ensuring compliance with local regulations.
Why Choose DeMarque Finance
DeMarque Finance offers unparalleled access to both bank and non-bank lenders, ensuring you receive the best possible terms. Our expertise in structured deal positioning and cashflow modelling helps optimise your financial outcomes. We manage the entire application process from start to finish, providing a seamless experience and peace of mind.
Our Streamlined 3-Step Process
Step 1: Strategy Call
Begin with a comprehensive strategy call to understand your business needs and financial goals. Our experts will guide you through the options available and tailor a plan that suits your requirements.
Step 2: Financial Assessment
We conduct a thorough financial assessment to evaluate your business’s financial health, ensuring you meet the eligibility criteria for the loan. This step helps us position your application effectively.
Step 3: Lender Submission
Once the assessment is complete, we submit your application to our network of lenders, leveraging our relationships to secure the best terms and rates for your business.
Your Questions Answered
Get clarity on the loan process with answers to our most frequently asked questions. We aim to make the journey as transparent and straightforward as possible.
How long does the approval process take?
Approval times can vary, but typically, you can expect a decision within 5 to 10 business days after submission of all required documents.
What security is required for a loan?
Security requirements depend on the loan amount and type. Options include secured loans with property or assets, or unsecured loans based on business performance.
What documents do I need to provide?
You’ll need to provide financial statements, tax returns, and identification documents. Additional documents may be required based on the specific loan type.
Can I refinance an existing loan?
Yes, refinancing options are available to help you consolidate debt or secure better terms. Our team can assist in evaluating your current loans and finding optimal solutions.
Ready to Grow Your Business?
Take the next step towards financial success with DeMarque Finance. Our expert team is ready to assist you in securing the funding your business needs. Visit us at www.demarquefinance.com.au to book your strategy call today.