Terms of Use & Intellectual Property

Governing the use of DeMarque Finance tools, services, and digital platforms.

1. Introduction

These Terms of Use (“Terms”) govern your access to and use of the website, tools, calculators, and services provided by DeMarque Group Pty Ltd (ABN 75 639 569 725) trading as DeMarque Finance (“we”, “us”, or “our”).

By accessing or using our website or any associated tools, you agree to be bound by these Terms.

2. Use of Tools & Calculators

The calculators, eligibility tools, and financial modelling interfaces provided on this website are designed for indicative and informational purposes only.

These tools do not constitute financial advice, credit approval, or a formal lending offer. All outputs are estimates only and are subject to full credit assessment, lender criteria, and supporting documentation.

3. Intellectual Property

All content, tools, systems, methodologies, calculator logic, user interfaces, workflows, and outputs made available through this website are the intellectual property of DeMarque Group Pty Ltd.

This includes, but is not limited to:

Financial calculators and modelling tools
Credit assessment logic and output structures
User interface design and workflow architecture
Conversion processes linking eligibility, quoting, and application systems

These materials are protected under Australian copyright law and applicable intellectual property legislation.

No part of this website or its tools may be copied, reproduced, modified, reverse engineered, distributed, or used for commercial purposes without prior written consent from DeMarque Group Pty Ltd.

4. Trademark & Brand Usage

“DeMarque Finance” and associated branding, logos, and visual assets are used in connection with DeMarque Group Pty Ltd.

Unauthorised use of our brand, including representation, imitation, or use in competing services, is strictly prohibited.

5. Authorised Use

Access to certain tools, systems, and outputs may be restricted to authorised users, partners, or clients.

We reserve the right to restrict, suspend, or revoke access to any user or organisation at our sole discretion.

6. Third-Party Use & Partners

Where access is granted to third-party partners, such access is provided under licence and subject to separate commercial agreements.

Partners may not replicate, distribute, or independently commercialise any tool, system, or methodology provided by DeMarque Group Pty Ltd.

7. Limitation of Liability

To the maximum extent permitted by law, DeMarque Group Pty Ltd disclaims all liability for any loss, damage, or reliance arising from the use of any tools, calculators, or information provided on this website.

8. Privacy

Use of this website is also subject to our Privacy Policy. By using our tools and submitting information, you consent to the collection and use of your data in accordance with that policy.

9. Changes to Terms

We reserve the right to update or modify these Terms at any time without prior notice. Continued use of the website constitutes acceptance of any changes.

10. Governing Law

These Terms are governed by the laws of New South Wales, Australia.