Check Your Solar Finance Eligibility
Compare residential and commercial solar finance options, estimate repayments, and assess projected savings — all in one place.
• Residential and commercial solar funding pathways
• Secured and unsecured finance options
• Repayment and savings assessment in one tool
• Structured review before full application
2-minute review. No obligation. No credit check at enquiry stage.
Solar Finance Pre-Assessment
Check Your Solar Finance Eligibility
Answer a few quick questions to determine the most suitable solar finance pathway before moving to repayment and savings analysis.
Where will the solar system be installed?
Tell us a little more about the installation location
What type of finance structure are you looking for?
What is the estimated solar system cost?
What best describes your contribution or position?
What best describes your financial position?
Your Solar Finance Profile
Potential Match
Likely lending pathway
Indicative assessment outcome
Solar Finance Calculator Australia
Model repayments and compare solar finance scenarios across residential and commercial applications.
Solar Repayments & Cost Benefit Analysis
Estimate Your Solar Finance Outcomes
Compare indicative repayments across different finance scenarios, then assess how projected solar savings may impact your overall cost position.
Residential Unsecured Solar Loan
Residential Secured Solar Loan
Commercial Secured Solar Finance
Commercial Unsecured Solar Loan
Get Personalised Quote
For website visitors wanting tailored finance options and pricing guidance.
Submit Commercial Application
For partner sales agents using this tool in a live customer meeting.
This calculator, including its structure, methodology, and outputs, is proprietary to DeMarque Group Pty Ltd trading as DeMarque Finance. All results are indicative only and do not constitute a formal finance offer or approval. This tool is provided for use by authorised users and partners only. It may not be copied, reproduced, modified, distributed, or used for commercial purposes without prior written consent from DeMarque Group Pty Ltd. DeMarque Group Pty Ltd reserves the right to restrict or revoke access to this tool at any time. By using this tool, you agree to our Terms of Use
How Solar Finance Works
Use the calculator above to model your scenario, then proceed with a structured application tailored to your situation.
Residential Solar Installations
Business & Commercial Solar Projects
Energy Cost Reduction Strategies
Asset & Cash Flow Optimisation
We structure solar finance based on your system size, energy usage, and financial profile — ensuring the solution aligns with both your short-term cash flow and long-term savings.
Trusted by Australian Businesses
Supporting Australian households and businesses with tailored solar finance solutions.
From residential installations to large-scale commercial solar projects.
Why Clients Choose DeMarque for Solar Finance
We structure solar finance properly — not just submit applications
EWe assess your full scenario upfront to position your application correctly before it reaches credit, improving approval outcomes.
Access to 60+ lenders across Australia
We compare a wide panel of lenders to match your scenario with the most suitable finance solution.
Residential & commercial solar expertise
From household systems to large-scale installations, we structure finance aligned to your usage, asset and long-term goals.
Flexible loan structures tailored to your scenario
Including secured, unsecured and asset-backed options depending on your situation and objectives.
We understand how lenders assess solar deals
We align your application with lender criteria including credit profile, income position and system suitability.
Support for straightforward and complex scenarios
From simple residential installs to multi-site commercial projects and energy cost optimisation strategies..
We position your application correctly before submission — not after it’s declined.
Solar Finance Across Key Australian Industries
We structure solar finance solutions for households and businesses across a wide range of industries — from small installations to large-scale commercial systems.
Construction & Trades
Workshops, depots and job sites reducing energy costs with solar installations.
Transport & Logistics
Warehouses and distribution centres lowering operating costs through solar.
Medical & Dental
Clinics and healthcare facilities improving efficiency with solar energy solutions.
Agriculture
Farms and rural operations using solar to offset energy and infrastructure costs.
Professional Services
Office buildings and commercial suites reducing long-term energy expenses.
Manufacturing & Industrial
High-energy usage facilities benefiting from large-scale solar systems.
RETAIL & WHOLESALE
Retail stores and showrooms improving margins through reduced power costs.
Hospitality & Tourism
Hotels, cafés and venues managing energy costs and improving profitability.
Common Solar Finance Scenarios
From residential installations to large-scale commercial projects — here are some of the most common solar finance scenarios we structure for our clients.
Homeowner Installs Rooftop Solar
A homeowner installs a solar system to reduce electricity bills and improve long-term household cash flow.
Warehouse or Industrial Solar Installation
A logistics or industrial operator installs solar to reduce energy costs across large facilities.
Clinic or Professional Practice Installation
A healthcare or professional services business installs solar to stabilise long-term operating costs.
Business Reduces Energy Costs
A business installs solar to offset rising electricity costs and improve operating margins.
Manufacturer Upgrades to Large-Scale System
A manufacturing business implements a larger solar system to support high energy usage and production demands.
Solar Installation via Equity or Secured Lending
A borrower uses available equity or security to fund a solar system at a lower cost of capital.
Refinance Existing Solar Loan
A borrower refinances an existing solar finance facility to secure better rates or improve repayment structure.
Solar Funded Through Cash Flow or Asset Finance
A business structures solar funding to align with cash flow rather than using upfront capital.
Multi-Site or Portfolio Solar Rollout
A business implements solar across multiple locations to maximise energy savings at scale.
Get a tailored solar finance solution aligned to your energy usage and financial position.
How to Secure Solar Finance with DeMarque Finance
We assess your scenario and match you with lenders aligned to your financial position, system size and energy usage.
Complete Your Eligibility Check
Submit a quick pre-assessment to receive an indicative view of your solar finance options and suitable pathway.
We Structure & Match Your Solution
We assess your scenario and match it with lenders aligned to your financial position, system size and energy usage.
Approval, Documentation & Installation
Once approved, we guide you through documentation and settlement so your solar project can move forward seamlessly.
No obligation. No credit checks. Structured guidance before you apply.
Get Your Solar Finance Options
We assess your scenario and structure the right solar finance solution — aligned to your system, energy usage and financial position.
✔ No obligation or credit impact
✔ Indicative outcomes within 24–48 hours
✔ Access 60+ bank and specialist commercial lenders
Solar Finance FAQs
Answers to common questions about solar finance, eligibility, repayments and the application process.
Does this affect my credit score?
Our solar finance eligibility check is purely indicative and does not involve any credit enquiries. You can explore your options without impacting your credit file.
How much can I borrow for solar?
The amount you can borrow depends on your financial position, credit profile and the size of the solar system. We match your scenario with lenders offering suitable limits..
Do I need a deposit for solar finance?
Some lenders require a small upfront contribution, while others offer no-deposit options depending on your profile and the system being installed.
Can I get solar finance with bad credit?
Options may still be available depending on your overall scenario. We work with a wide range of lenders, including those who consider non-standard applications..
What types of assets can be financed?
Vehicles, trucks, earthmoving equipment, medical equipment, IT infrastructure, manufacturing machinery and more.
Can I buy commercial property through my SMSF?
Yes — commercial property can be purchased through a Self-Managed Super Fund (SMSF) using a limited recourse borrowing arrangement (LRBA).
Common scenarios include:
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Buying business premises inside your super
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Leasing the property back to your business
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Building long-term wealth within your SMSF
SMSF lending has specific rules and structures, which we guide you through.