What is Invoice Financing?
Invoice financing is a financial solution that helps businesses manage cash flow by leveraging their unpaid invoices. Instead of waiting 30, 60, or even 90 days for customers to pay, businesses can unlock up to 90% of the value of their invoices immediately. This provides access to the working capital you need to pay suppliers, cover operational expenses, and invest in growth opportunities.
Through invoice financing, a lender advances funds based on the outstanding invoices your customers owe. Once the invoices are paid, the remaining balance, minus a small fee, is returned to you. It’s a flexible and efficient way to keep your cash flow steady without taking on additional debt or disrupting client relationships.
Whether you’re managing seasonal fluctuations, dealing with delayed payments, or looking to grow your business, invoice financing could be the key to maintaining financial stability and fueling your success.
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How Does Invoice Financing Work?
Invoice financing is a straightforward and effective way to bridge cash flow gaps and keep your business moving forward. Here’s how it works:
1) Issue Invoices to Your Customers: After providing goods or services, you issue invoices to your customers as usual, with payment terms such as 30, 60, or 90 days.
2) Submit Unpaid Invoices to DeMarque Finance: Share your unpaid invoices with us. We assess their value and verify the payment terms with your customers before passing through to the lender.
3) Access Up to 90% of the Invoice Value: The Lender advances up to 90% of the invoice amount to you, providing immediate access to working capital to meet your business needs.
4) Your Customers Pay as Normal: Your customers pay the invoice directly to the lender on the agreed terms. There’s no disruption to your customer relationships or payment processes.
5) Receive the Remaining Balance: Once the lender collects the invoice payment from your customer, they release the remaining balance to you, minus a small financing fee.
Invoice financing with DeMarque Finance is flexible, fast, and tailored to your business needs. It’s the perfect solution to maintain healthy cash flow, manage growth, and avoid the stress of late payments.
Get in touch with DeMarque Finance today to learn how invoice financing can empower your business.
Benefits of Invoice Finance
Invoice finance is a smart, flexible solution to support your business’s cash flow needs. By unlocking the funds tied up in unpaid invoices, you can keep your operations running smoothly and focus on growth. Here are some of the key benefits:
Immediate Access to Cash: Access up to 90% of your invoice value without waiting 30, 60, or 90 days for customer payments. This ensures you have the funds to pay suppliers, employees, and cover operational expenses.
No Additional Debt: Unlike traditional loans, invoice finance doesn’t add debt to your balance sheet. It’s your own money, made available faster, so you can maintain a healthy financial position.
Improved Cash Flow: Avoid cash flow bottlenecks caused by delayed payments. Invoice finance provides a consistent source of working capital to help your business stay agile and responsive.
Focus on Growth Opportunities: With cash on hand, you can invest in opportunities such as new equipment, additional staff, or expanded marketing efforts, enabling your business to grow without delay.
At DeMarque Finance, we’re here to help you unlock the full potential of your business with invoice finance solutions tailored to your needs. Contact us today to find out how we can support your cash flow and drive your success.
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