Business Finance, Structured Properly
Access tailored funding solutions across 60+ lenders — from working capital to equipment, vehicles and commercial property.
Trusted by Australian businesses across construction, transport, healthcare and retail.
Trusted by Australian Businesses
Over $70M funded through a panel of 60+ lenders, helping Australian businesses access capital faster.
See what your business qualifies for in minutes — no obligation.
COMMERCIAL FINANCE FOR AUSTRALIAN BUSINESS OWNERS
Business Funding Solutions —
Fast, Flexible & Tailored
Access funding for cash flow, equipment, vehicles, property and expansion — tailored to your business with fast approvals.
Business Loans & Working Capital
Access fast, flexible funding to manage cash flow, cover expenses and invest in growth.
Asset & Equipment Finance
Finance vehicles, machinery and equipment without tying up working capital, with flexible structures aligned to your cash flow.
Vehicle & Fleet Finance
Fund cars, utes, trucks and fleets with tailored finance solutions designed for trades, transport operators and growing businesses..
Business Overdraft & Line of Credit
Unlock flexible access to working capital with a revolving facility designed to support day-to-day operations and short-term cash flow needs.
Commercial Property Finance
Secure funding for owner-occupied or investment commercial property with tailored loan structures across a wide panel of lenders.
Solar System Finance
Finance residential and commercial solar systems with tailored funding solutions designed to support energy savings, stronger cash flow and long-term returns.
How it Works
Step 1: Submit Eligibility Check
Complete a 2-minute pre-assessment or speak directly with a broker to outline your funding requirements.
Step 2: We Assess & Structure
We review your business profile, financials and objectives, then structure a tailored solution aligned to your industry and cash flow.
Step 3: Compare Lender Options
We present competitive funding options from our panel of 60+ lenders, matched to your scenario and funding goals
Step 4: Settle & Deploy Funds
Once approved, we manage the documentation and settlement process so funds can be released efficiently.
Industries We Frequently Finance
We work with business owners across a wide range of industries, with tailored finance structures for each.
Recent Business Funding Outcomes
A snapshot of tailored funding solutions we’ve recently structured for Australian businesses across a range of industries.
$240,000 Equipment
Civil Contractor – NSW
Asset: Excavator + Attachments
Structure: Chattel Mortgage
Term: 5 Years
Outcome:
Upgraded machinery to take on larger contracts, with repayments aligned to project cash flow.
$180,000 Fleet Expansion
Logistics Company – VIC
Asset: 2x Prime Movers
Structure: Finance Lease
Term: 4 Years
Outcome:
Expanded fleet capacity to meet new contracts without tying up working capital.
$95,000 Cash Flow Facility
Retail Business – QLD
Purpose: Working Capital + ATO Liabilities
Structure: Unsecured Term Loan
Term: 3 Years
Outcome:
Cleared outstanding liabilities and restored stable cash flow ahead of peak trading season.
$130,000 Solar Installation
Manufacturing Business – NSW
Asset: 100kW Solar System
Structure: Equipment Finance
Term: 5 Years
Outcome:
Reduced energy costs and improved long-term margins with repayments offset by savings.
Every funding scenario is different. Get a personalised finance quote in under 60 seconds.
Why Choose DeMarque Finance?
Access to 60+ lenders
We compare major banks, specialist lenders and private funders to secure the most competitive funding solution.
Fast, responsive turnaround
Many scenarios receive indicative approval within 24–48 hours, allowing you to move quickly on opportunities.
Structured to your business
We tailor funding solutions around your industry, cash flow and growth objectives — not a one-size-fits-all approach.
Flexible lending options
Low-doc, alt-doc and full-doc solutions available depending on your business profile and financials.
Broker-led guidance
Work directly with an experienced broker from enquiry through to settlement — no call centres, no hand-offs.
Broad asset & funding coverage
From working capital and equipment to vehicles, property and solar — all structured under one strategy.
Common Business Finance Scenarios
From working capital to equipment, property and growth funding — we structure solutions across a wide range of business needs.
Business expands operations with new equipment
Transport operator increases fleet capacity
Manufacturer upgrades production line
Business clears ATO liabilities and stabilises cash flow
Seasonal business bridges short-term funding gaps
Company consolidates existing debts into one facility
Medical practice acquires specialised equipment
Company purchases new commercial property
Professional firm upgrades office and IT infrastructure
Check Your Business Finance Eligibility in Minutes
Get a fast, no-obligation indication of what your business may qualify for across our lender panel.
Frequently Asked Questions
Get clear answers to common questions about business finance, funding options and how the process works.
What is commercial finance?
Commercial finance refers to funding solutions designed for businesses, including loans for working capital, equipment, vehicles, property and growth initiatives. These solutions are structured based on your business profile, cash flow and objectives.
What types of business finance are available?
There are a range of options depending on your needs, including:
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Business term loans
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Equipment and vehicle finance
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Line of credit and overdraft facilities
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Commercial property loans
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Working capital and cash flow funding
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Solar and energy finance
How quickly can I get approved?
Many applications receive indicative approval within 24–48 hours. Timeframes depend on the lender, loan type and documentation required, but we focus on fast, efficient turnaround.
Do I need property as security?
Not always. Many business loans and equipment finance solutions can be unsecured or secured against the asset being financed. We structure the deal based on your scenario.
Can I get finance with a low-doc application?
Yes. Low-doc and alt-doc options are available for businesses with strong cash flow but limited financial documentation. Lender requirements vary depending on the deal.
How much can my business borrow?
Borrowing capacity depends on your revenue, cash flow, industry, and overall financial position. Some facilities start from as little as $10,000 and can extend into multi-million dollar funding.
Can I refinance or consolidate existing business debt?
Yes. We can help refinance existing facilities or consolidate multiple debts into a single, more manageable structure — often improving cash flow and reducing repayment pressure.
Can new or recently established businesses obtain finance?
Yes. Some lenders specialise in startups and newer businesses. Approval will depend on factors such as industry, director profile, and the strength of the overall application.
What can business finance be used for?
Funding can be used for a wide range of purposes, including:
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Purchasing equipment or vehicles
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Managing cash flow
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Paying suppliers or tax obligations
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Expanding operations
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Investing in property or infrastructure
How do I get started?
The easiest way is to complete our 2-minute pre-assessment. From there, we’ll review your scenario and present suitable funding options tailored to your business.